Statements on this website regarding insurance policies and coverages are intended for general informational purposes only. Nothing contained herein constitutes an offer to sell insurance. Insurance coverage cannot be bound, amended, or initiated solely through the submission of any online form, application, email, voicemail, or fax on this site. No binder, policy, or change to coverage becomes effective unless and until it is directly confirmed by a licensed agent. Any insurance proposal provided will be based upon information you submit through our online forms, applications, or other communications. To discuss specific coverage details, policy options, and your individual insurance needs, please contact our office directly. All coverages are subject to the specific terms, conditions, limitations, and exclusions contained within the actual policy issued. Not all policies or coverages are available in every state. LIT Insurance Services is currently licensed and operates in Virginia, Maryland, Washington D.C., South Carolina, and North Carolina. The information presented on this site does not constitute professional legal, tax, or financial advice. For guidance in those areas, please consult with an appropriate qualified professional. This site may contain links to third-party websites for your convenience. LIT Insurance Services does not control, endorse, or guarantee the accuracy of information provided on those external sites.